Car financing enables you to get the car you want without having to wait and save. As your Ford dealership, we want to tell you some of the reasons to choose financing through us and give yourself the fast, easy, and efficient service you deserve.
Improve your Credit
When you apply for financing at a bank, your credit score is very important in their decision-making. Their policies and procedures are very risk-averse and inflexible. Banks usually won’t approve loans to anyone without perfect or near-perfect credit.
We have a very different view, as we believe you should have financing for the vehicle you can afford. Our network of loan providers is located in New York and understands local conditions. We can offer a range of options for customers with great credit, average credit, and credit that needs a little improvement. In addition, a car loan through us enables you to improve your credit as you pay off your loan.
Faster Approval
We all know that banks are never in a hurry to loan money. This is particularly true when you apply for a car loan. Once you’ve decided on the loan you can afford, you must complete their application, attend an interview, and then wait. This can be stressful, as you know you must repeat the whole process again if they reject your application.
We take this stress away. When you finance through us, you complete one application, and we send it to our network of local providers. There are no meetings with the bank, and the whole process, from application to approval, is completed without visiting the provider. Responses are faster, and it’s unusual if we don’t have several offers to send you on the day your application is submitted.
More Flexibility
Banks have fixed policies and procedures, and they’re not subject to negotiation. If a bank offers you a loan you have to accept the loan repayments, interest rates, and other provisions or refuse the loan. If circumstances change, you’re still held to the original terms of your agreement.
In contrast, our providers offer a range of options on monthly repayments, loan durations, and interest payments. We can also negotiate on your behalf to secure you an even better deal. In addition, we can negotiate an extended duration or adjustments to repayments if necessary.
Don’t wait for your new car, visit our finance department today at Williams Ford of Binghamton in Vestal, NY.
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